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英语翻译per annum rounded downwards to the nearest one-eighth of

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英语翻译
per annum rounded downwards to the nearest one-eighth of 1%
per annum rounded downwards to the nearest one-eighth of 1%
每年,下调以凑整至最接近的1%的八分之一
再问: 前面的句子是 average lending rate of bank,per annum rounded downwards to the nearest one-eighth of 1% 如果是连起来的话,该怎么翻呢?多谢了
再答: average lending rate of bank, 平均的银行出借利率,以每年记,下调以凑整至最接近的1%的八分之一 就是如果是0.253%,那么就报0.25%,因为0.25% 是1%的八分之一的2倍。