作业帮CFA一道计算题,求教
来源：学生作业帮 编辑：拍题作业网作业帮 分类：英语作业 时间：2024/04/27 21:47:07
CFA一道计算题,求教
题目是这样子的：a bank quotes certificate of deposit(CD)yields both as annual percentage rates (APR)without compounding and as annual percentage yields (APY)that include the effects of monthly compounding .a $100000 CD will pay $110471.31 at the end of th year .caculate the APR and APY the bank is quoting.
1、annual percentage rates (APR)without compounding 这个是按单利计算的年百分比收益率吧?
2、annual percentage yields (APY)that include the effects of monthly compounding 这是按月复利计息的年百分比收益率吧?
可这个题目答案有点奇怪
for APR,PV=100000;FV=-110471.31;PMT=0;N=12；CPT(计算的意思) I/Y 0.8333,which is the monthly rate .The APR =12*0.8333,or 10%
APY =110471.31/100000-1=0.10471=10.471%(equivalent to a compound monthly rate of 0.8333 )
有些不可理解啊,题目里明明说APR是不计复利的,为什么算APR却是按照复利计息算的啊
题目是这样子的：a bank quotes certificate of deposit(CD)yields both as annual percentage rates (APR)without compounding and as annual percentage yields (APY)that include the effects of monthly compounding .a $100000 CD will pay $110471.31 at the end of th year .caculate the APR and APY the bank is quoting.
1、annual percentage rates (APR)without compounding 这个是按单利计算的年百分比收益率吧?
2、annual percentage yields (APY)that include the effects of monthly compounding 这是按月复利计息的年百分比收益率吧?
可这个题目答案有点奇怪
for APR,PV=100000;FV=-110471.31;PMT=0;N=12；CPT(计算的意思) I/Y 0.8333,which is the monthly rate .The APR =12*0.8333,or 10%
APY =110471.31/100000-1=0.10471=10.471%(equivalent to a compound monthly rate of 0.8333 )
有些不可理解啊,题目里明明说APR是不计复利的,为什么算APR却是按照复利计息算的啊
人家算APR没有复利啊,人家直接乘以12,哪里复利了!想问专业性质的问题到17CFA论坛吧!有一起学得人,好过这里等待答案的好!呵呵!