英语翻译商业银行危机是对银行价值或目标造成的一种威胁和危害,不仅威胁带商业银行基本目标的实现,而且会造成商业银行组织体系
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英语翻译
商业银行危机是对银行价值或目标造成的一种威胁和危害,不仅威胁带商业银行基本目标的实现,而且会造成商业银行组织体系紊乱,给商业银行带来经济、财产上的巨大损失.进一步地,由于商业银行危机具有巨大的传递效应,尤其是在当今信息传播渠道多元化、速度高速化的情形下,商业银行一旦发生危机会迅速公开,会引起公众恐慌和社会动荡.
2007年2月,美国第二大次贷机构新世纪金融(New Century Financial Corporation)宣布2006年第四季度业绩将出现亏损,美国次贷危机浮出水面.在随后的一年多时间里,次贷风险全面暴露,住房抵押贷款公司濒临破产,对冲基金被迫清盘,投资银行宣布亏损,商业银行和保险机构也遭受了重大损失,全球股市应声下跌,次贷引发的信用风险最终演变成一场全球性金融危机.探究本轮次贷危机的成因可以使我们从危机中吸取教训,在我国积极发展金融市场的同时,理性而审慎的对待发展过程中积累的风险,加强风险防范意识,提高风险管理能力,以保证我国金融市场的稳定健康发展.
文章对美国次贷危机进行定性分析,首先论述次贷危机是美国政府监管缺失和银行内控机制的缺陷的共同作用的结果,然后结合我国银行业存在的问题,最后提出加强我国商业银行危机管理机制的一些对策性建议.
商业银行危机是对银行价值或目标造成的一种威胁和危害,不仅威胁带商业银行基本目标的实现,而且会造成商业银行组织体系紊乱,给商业银行带来经济、财产上的巨大损失.进一步地,由于商业银行危机具有巨大的传递效应,尤其是在当今信息传播渠道多元化、速度高速化的情形下,商业银行一旦发生危机会迅速公开,会引起公众恐慌和社会动荡.
2007年2月,美国第二大次贷机构新世纪金融(New Century Financial Corporation)宣布2006年第四季度业绩将出现亏损,美国次贷危机浮出水面.在随后的一年多时间里,次贷风险全面暴露,住房抵押贷款公司濒临破产,对冲基金被迫清盘,投资银行宣布亏损,商业银行和保险机构也遭受了重大损失,全球股市应声下跌,次贷引发的信用风险最终演变成一场全球性金融危机.探究本轮次贷危机的成因可以使我们从危机中吸取教训,在我国积极发展金融市场的同时,理性而审慎的对待发展过程中积累的风险,加强风险防范意识,提高风险管理能力,以保证我国金融市场的稳定健康发展.
文章对美国次贷危机进行定性分析,首先论述次贷危机是美国政府监管缺失和银行内控机制的缺陷的共同作用的结果,然后结合我国银行业存在的问题,最后提出加强我国商业银行危机管理机制的一些对策性建议.
Commercial banks on the banking crisis was caused by goal value or a threat and danger,not only a threat to commercial banks with the basic objective of the implementation,but will also cause commercial banking organization system disorders,give commercial banks the economy,on the great loss of property.Furthermore,the commercial banking crisis because of huge transmission has effect,in particular the dissemination of information in today's diversified,the speed of high-speed cases,the commercial bank crisis will happen quickly once open,will cause public panic and social unrest.
In February 2007,the United States's second-largest credit institutions at New Century Financial (New Century Financial Corporation) announced fourth quarter 2006 results will be a loss,the United States sub-loan crisis surfaced.More than a year in subsequent years,the risk of overall loan exposure times,mortgage companies the verge of bankruptcy,forced liquidation of hedge funds,investment banks,announced losses of commercial banks and insurance agencies have also suffered heavy losses,global stock markets drop,sub - loan-induced credit risk eventually evolved into a global financial crisis.The current round of meetings to explore the causes of credit crisis can make us draw a lesson from the crisis in our country to actively develop the financial markets at the same time,rational and prudent approach to development process of the accumulation of risk,strengthen risk prevention awareness,improve risk management capabilities to ensure that China's financial market stability and healthy development.
Sub-article of the United States to carry out a qualitative analysis of the crisis,the first sub-loan crisis on the United States are lack of government supervision and deficiencies in internal control mechanism,the banks of the combined effect of the results,then combining the existing problems of China's banking industry,the last of China's commercial banks to strengthen risk management mechanism for some of the proposed countermeasures.
In February 2007,the United States's second-largest credit institutions at New Century Financial (New Century Financial Corporation) announced fourth quarter 2006 results will be a loss,the United States sub-loan crisis surfaced.More than a year in subsequent years,the risk of overall loan exposure times,mortgage companies the verge of bankruptcy,forced liquidation of hedge funds,investment banks,announced losses of commercial banks and insurance agencies have also suffered heavy losses,global stock markets drop,sub - loan-induced credit risk eventually evolved into a global financial crisis.The current round of meetings to explore the causes of credit crisis can make us draw a lesson from the crisis in our country to actively develop the financial markets at the same time,rational and prudent approach to development process of the accumulation of risk,strengthen risk prevention awareness,improve risk management capabilities to ensure that China's financial market stability and healthy development.
Sub-article of the United States to carry out a qualitative analysis of the crisis,the first sub-loan crisis on the United States are lack of government supervision and deficiencies in internal control mechanism,the banks of the combined effect of the results,then combining the existing problems of China's banking industry,the last of China's commercial banks to strengthen risk management mechanism for some of the proposed countermeasures.
英语翻译商业银行危机是对银行价值或目标造成的一种威胁和危害,不仅威胁带商业银行基本目标的实现,而且会造成商业银行组织体系
商业银行的定义1,银行包括商业银行,邮政储蓄银行,信用合作社等收纳公众存款的金融机构和政策性银行.2,商业银行跟其他银行
谈谈对我国商业银行基本业务的认识
我国商业银行的性质和基本业务是什么?
我国商业银行的性质和基本业务是什么
关于商业银行的知识点
商业银行的资本构成?
英语翻译中小商业银行作为银行体系的重要组成部分在经济发展的过程中占据着举足轻重的地位.随着金融业的发展和银行业的日益开放
判断:货币供给的主体是中央银行、商业银行和非银行金融机构.
英语翻译摘要:随着现代商业银行制度的建立和完善,商业银行又面临更加严格的监管.这些都要求商业银行必须不断提升内部控制力,
英语翻译摘 要内部控制是商业银行建立现代企业制度的客观要求,也是商业银行防范金融风险的有效手段.商业银行内部控制制度建设
英语翻译中小商业银行是金融体系的重要组成部分,对国民经济有独特的支持作用.我国中小商业银行是社会主义市场经济的产物,经过