business banking 和 commercial banking 有什么区别

来源：学生作业帮编辑：拍题作业网作业帮分类：英语作业时间：2024/04/28 18:18:39

business banking 和 commercial banking 有什么区别
银行的业务中,有所谓的business banking 和 commercial banking,这两者有什么区别呢?
英国的natweast 银行,把它的业务分成四类,这就是其中的两类业务

A commercial bank is a type of financial intermediary and a type of bank.Commercial banking is also known as business banking.It is a bank that provides checking accounts,savings accounts,and money market accounts and that accepts time deposits.[1] After the Great Depression,the U.S.Congress required that banks engage only in banking activities,whereas investment banks were limited to capital market activities.As the two no longer have to be under separate ownership under U.S.law,some use the term "commercial bank" to refer to a bank or a division of a bank primarily dealing with deposits and loans from corporations or large businesses.In some other jurisdictions,the strict separation of investment and commercial banking never applied.Commercial banking may also be seen as distinct from retail banking,which involves the provision of financial services direct to consumers.Many banks offer both commercial and retail banking services.

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