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英语翻译关于菲律宾房子的付款方式SAMPLE COMPUTATION As of February 4,2011 2 B

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英语翻译
关于菲律宾房子的付款方式
SAMPLE COMPUTATION
As of February 4,2011
2 BR (combo) Unit with Balcony
Price:Php3,782,066.2
DOWNPAYMENT:Php756,066 (20%) payable as follows:
- reservation fee:Php20,000
- balance of down payment after reservation fee:Php736,066 payable in 24 months at Php30,670 per month starting 1 month after reservation date.
BANK FINANCING:Php3,026,000 (80%)
Monthly amortization:
10 years:Php40,832/mo.
15 years:Php33,450/mo.
Monthly amortization should not exceed 30% of applicant's gross monthly income.
最后一项是每个月付15,327,付15年。那12%是指什么?
SAMPLE COMPUTATION (计算方式范本)
As of February 4,2011
2 BR (combo) Unit with Balcony (两居室单元,附阳台)
Price:Php3,782,066.2 (总价:菲币金额)
DOWNPAYMENT:Php756,066 (20%) payable as follows:(头期款20%付款方式如下)
- reservation fee:Php20,000 (定金)
- balance of down payment after reservation fee:Php736,066 payable in 24 months at Php30,670 per month starting 1 month after reservation date.
(头期款扣除定金后的余额在定屋日期后1个月起分24期支付,每月支付XX菲币)
BANK FINANCING:Php3,026,000 (80%) (银行贷款80%,总额菲币XX元)
Monthly amortization:(每月按揭)
10 years:Php40,832/mo.(按10年按揭每月应付金额)
15 years:Php33,450/mo.(按15年按揭每月应付金额)
Monthly amortization should not exceed 30% of applicant's gross monthly income.
(每月按揭应付额应该不超过申请房贷者月收入毛额的30%)
若还有什么不明之处请再追问
再问: 最后一项中的,是15年,每月付15,327,那12%指什么?
再答: 12% 指的是房贷的年利率,每月按揭金额15,327就是按照180期、年利率12%的前提下计算出来的。