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英语翻译保险投资对保险业的长期、健康、稳定发展,保险公司经营管理和社会经济运行均有重大意义.所谓保险投资,是指在遵循投资

来源:学生作业帮 编辑:拍题作业网作业帮 分类:综合作业 时间:2024/04/27 18:33:17
英语翻译
保险投资对保险业的长期、健康、稳定发展,保险公司经营管理和社会经济运行均有重大意义.所谓保险投资,是指在遵循投资原则的前提下,保险公司为补充保险补偿能力,分享社会平均利润而利用所筹集的保险资金在各国资本市场上进行的有偿运营.与发达国家相比,在我国保险公司资产配置结构中最显著的特征是持有很高比例的银行存款.同时,我国保险投资具有收益偏低,投资监管不完善的缺点.应市场要求,我国保险业应做出相应的改革.
我完全自己翻译的. 也许其中专业名词词汇不够专业和准确,可以自己修改, cheers~
Insurance investment has significant impact on long-term, healthy, stable development of insurance industry, operating management of insurance companies and social economic operation. So-called insurance investment, on condition of following investment principles, refers to insurance companies conduct paid operation by using insurance raise funds, in every capital market of each country, in order to supply insurance compensatory ability and share social avarage benefit. Comparing with advanced countries, the most prominent characteristic of the asset allocation structure of our country is the high percentage of bank deposit in it. Meanwhile, our insurance investment has the disadvantage of low yield and inadequate supervision. In order to fulfil market requirement, China's insurance industry should refrom regarding those issues.