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中翻英,非机器,金融业全面开放后商业银行中间业务发展研究———以无锡农行为例作为银行的三大支柱业务之一,中间业务和资产业

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中翻英,非机器,
金融业全面开放后商业银行中间业务发展研究
———以无锡农行为例
作为银行的三大支柱业务之一,中间业务和资产业务、负债业务一样,正在起着日趋重要的作用,中间业务已经日益成为现代商业银行显示服务功和实现竞争能力的关键.中间业务的研究对于我国商业银行的生存与发展也具有现实意义.
本文通过文献研究法、调查研究法、比较研究法对我国商业银行中间业务的发展做了详细的研究,阐述了我国商业银行开展中间业务的现实意义及发展历程;分析了目前存在的问题,如技术落后、人才缺乏、管理失衡、监管缺失等.并以无锡农行为例,分析农行的中间业务发展情况,竞争态势,并提出了无锡农行中间业务发展的策略,以分类推进、结构优化、有效发展、全面管理为指导思想原则,发展客户战略、产品战略、定价战略、营销战略、品牌战略.目前我国存在许多不规范的市场行为,缺乏对中间业务风险和防范的认识.本文从中间业务的特殊性出发分析了中间业务的风险,以及银行如何加强风险防范.
After finance industry comprehensive opening commercial bank middleservice development research
- - By Wuxi agriculture behavior example
As bank one of three big props services,the middle service andthe asset operation,the business operating at a liability are same,is playing day by day the vital role,the middle service already dayby day became the modern commercial bank to demonstrate the servicemerit and the realization competitive ability key.The middle serviceresearch also has the practical significance regarding our countrycommercial bank's survival and the development.
This article through the literature methodology,the investigationmethodology,the comparison methodology has done the detailed researchto our country commercial bank middle service development,elaboratedour country commercial bank develops the middle service the practicalsignificance and the development course; Has analyzed the questionwhich at present exists,like technical backwardness,the talentedperson lack,the management is unbalanced,the supervising andmanaging flaw and so on.And by the Wuxi agriculture behavior example,the analysis agriculture line of middle service development situation,the competition situation,and proposed the Wuxi agriculture line ofmiddle service development strategy,take classifies the advancement,the structure optimizes,the effective development,the comprehensivemanagement as the guiding ideology principle,the development customerstrategy,the product strategy,the fixed price strategy,themarketing strategy,the brand strategy.At present our country hasmany not standard markets behaviors,lacks to the middle service riskand the guard understanding.This article embarked from the middleservice particularity has analyzed the middle service risk,as well ashow did the bank strengthen the risk guard.