英语翻译从美国、日本、德国等发达国家金融业经营体制的变迁可以看出,金融业分业与混业经营模式的选择问题一直困扰着各国金融监

英语翻译
从美国、日本、德国等发达国家金融业经营体制的变迁可以看出,金融业分业与混业经营模式的选择问题一直困扰着各国金融监管当局.二十世纪全球的金融业经历了一系列深刻的变化,许多国家的银行业、证券业、保险业等都经历了由分业到混业再到分业然后回归到混业经营的发展过程.受银行各方面改革滞后的影响,中国目前仍采取分业经营模式,但是随着金融体制改革的逐步深入和金融市场的逐步完善,目前中国已在政策上打破了银行、证券、保险之间的资金壁垒,彼此之间的“合作”与业务交叉有了明显进展,为下一步规范的混业经营奠定了基础.
\x05本文从混业经营和分业经营的理论基础对比入手,通过分析美国、日本和德国金融业经营体制的变迁及其经营模式的选择,找出了主要发达国家混业经营发展的具有一般性的原因.针对中国经济发展的具体情况,提出了混业经营是中国的必然选择.

From the United States,Japan,Germany and other developed countries the changes of the financial industry management system can be seen,the financial industry and mixes industry the management mode dividing the choice problem has been troubling financial regulatory authorities of all countries.The twentieth century global financial industry has experienced a series of profound changes,and many countries such as banking,securities and insurance industries more experienced divided by the mixed to segregation and then return to mixes industry the management process of development.The bank reform by the influence of the lag,China still take separate operation mode,but with the financial system to develop and financial market of the gradual improvement,at present China has set up a file in the policy was broken on Banks,securities,insurance of capital between the barriers,each other between "cooperation" and business have obvious progress crossover,for the next step of the regulation of the mixed operation to lay the foundation.
This article from mixes industry the management and financial companies based on the theory of contrast,analyzing the United States,Japan and Germany the financial industry management system of changes and its business model choice,find out the main developed countries mixes industry the management development of the cause of the general.According to the specific situation of China's economic development,and put forward the mixes industry the management is the inevitable choice for China.