英语翻译The psychology of a home purchaseTypically it is a major

英语翻译
The psychology of a home purchase
Typically it is a major life event-a new job,marriage or
the birth of a first child,for example-that triggers the
decision to purchase the first home.The move might be
financially motivated,as in the case of a job change or a
substantial raise,but most often it involves strong emotional
factors too,such as the desire to own your own property,to
have a larger yard for your family,to live in a better neighborhood,
to feel more secure or simply to be the master of your own domain.
Then why is there so much reluctance on the part of a new-house hunter?
What concerns must be overcome to increase the action in the first-time
buyer market?Most often ,financial worries weigh in pretty heavily for
these borrowers.
Let us start with the down payment.So often people believe they need a
huge down payment.Plus,if rental costs happen to be low in their current
situation,the monthly mortgage payment with taxes and mortgage insurance
added in can seem overwhelming.Then there is the near panic some people
experience at the thought of making the kind of long-term commitment that
a home purchase demands.Even if they think they are ready to make the move
into a house that's all their own,they may be afraid of the responsibilities
involved.Factor in those perceived high interest rates and you get a high
degree of fear,intimidation,confusion and reluctance to jump into the housing
market.
In my experiece,it's fairly clear that a small amount of hesitation is not always
bad for the lending industry.There is an old adage stating that "doubt encourages
investigation and investigation leads to wisdom" When that's the case and borrowers'
doubts cause them to look for answers before they leap into the fray,the result is
generally going to be more knowledgeable consumers,and that is certain to be a
positive factor for lenders.

家庭购买的心理学
这典型地是一个主要生活事件新工作,婚姻或
第一孩子的诞生,为例子触发器
决定购买第一家.移动也许是
财政有动机,和在工作变动或a 情况下
坚固培养,但它经常介入强情感
因素,譬如欲望对自己您自己的物产,
有一个更大的围场为您的家庭,居住在一个更好的邻里,
感到更加安全或简单地是您自己的领域大师.
然后为什么有非常是勉强在新房子猎人部分?
什么有关必须被克服增加行动在首次
买家市场?经常,财政忧虑相当沉重介入为
这些借户.
让我们开始与下来payment.So 人民经常相信他们需要
巨大的下来payment.Plus,如果出租费用偶然是降低在他们的潮流
情况,月度抵押付款以税.