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200分!中译英(4)

来源:学生作业帮 编辑:拍题作业网作业帮 分类:综合作业 时间:2024/05/01 06:03:13
200分!中译英(4)
非常急,希望能够在14日下午三点之前解决.
投资连结保险保单持有人在获取保险保障之外,至少在一个投资账户拥有一定资产价值.投资连结保险的保险费在保险公司扣除死亡风险保险费后,剩余部分直接划转客户的投资账户,保险公司根据客户事先选择的投资方式和投资渠道进行投资,投资收益直接影响客户的养老金数额.
万能人寿保险具有弹性,成本透明,可投资的特征.保险期间,保险费可随着保单持有人的需求和经济状况变化,投保人甚至可以暂时缓交、停交保险费,从而改变保险金额.万能人寿保险将保险单现金价值与投资收益相联系,保险公司按照当期给付的数额、当期的费用、当时保险单现金价值等变量确定投资收益的分配,并且向所有保单持有人书面报告.
A policyholder of investment insurance gets his safety insured, and has at least one account for investment at the mean time. The insurance fee of investment insurance goes straight into the policyholder’s investments after the company deducts the death insurance fees. The company will make investment according to the preselected method and channel. The profit from the investment directly affects amount of pension the policyholder receives.
Versatile life insurance is flexible, 成本透明 (不好意思我对这个不了解,不知如何翻译) and investable. During the warranty period, the insurance cost may vary upon request or change of financial conditions of the policyholder. The policyholder can choose to pay later, or stop paying insurance cost. Versatile life insurance links the policy value with the profit of investment, and the company provides the policyholder with a written report.