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英语翻译我国房地产业快速发展促使住房抵押贷款规模不断扩大,个人住房抵押贷款已经成为商业银行贷款发放的重要组成部分,由此对

来源:学生作业帮 编辑:拍题作业网作业帮 分类:英语作业 时间:2024/06/17 17:29:35
英语翻译
我国房地产业快速发展促使住房抵押贷款规模不断扩大,个人住房抵押贷款已经成为商业银行贷款发放的重要组成部分,由此对贷款的风险管理提出了很高的要求.
近年来,我国经济的快速发展,城市化进程的加快,居民收入水平的提高以及居民对改善居住条件的渴望,促使我国房地产业迅速发展.与此同时,我国商业银行个人住房抵押贷款业务的增长规模也相应加快,个人住房抵押贷款已经成为银行发放贷款的主要领域之一.美国次贷危机打破了住房抵押贷款是优质资产的神话,同时也给了我国房地产市场及商业银行一个很好的警示,对此我们应该引以为鉴.因此,加强对个人住房抵押贷款的风险评估,认真研究个人住房抵押贷款风险的防范对策,是摆在我国商业银行面前的重要课题
the fast development of China's real estate prompts the scale of the estate mortgage larger and larger,personal estate mortgage has become the main part of commercial bank loan provision,so it makes a much higer demand for risk management on loan.
这是第一段
recent years,China's economy grows fast,the urbanization grows fast as well,people earn more and have more demand on housing conditions,all of which makes China's real estate grows fast.Meanwhile,personal business on estate mortgage loan of commercial bank gros fast too,which is becoming a main area of bank's loan provision.the American subprime crisis breaks the fable that estate mortgage is high quality.it also warns China's real estate market and commercial bank ,which we should learn.So an important problem is to be solved by Chinese commercial bank that the risk estimation on personal mortgage should be strengthened,the alert stratagy of personal estate mortgage risk should be strictly researched.
再问: 谢谢,,,非常感谢,能帮我都翻译完吗?再次谢谢了、、、、