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英语翻译The U.S.Education Department was criticized for oversigh

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英语翻译
The U.S.Education Department was criticized for oversight1 of student loans2,and made rules that would set new standards for universities and ban3 lenders’marketing practices.
The rules would for the first time require universities to include at least 3 loan companies on any list of lenders they introduced to students,and would ban many of the gifts and payments to financial aid officials that lenders have been offering to win student loans.The rules would ban everything from travel and entertainment expenses to providing officials for college aid offices.
They would change the existing system,which applies only to federally4 guaranteed loans,to strengthen and improve the management of the loan programs.The rules had been sent to the Federal Register for a 60-day comment period.If accepted,they would take effect next summer.
The rules would still cover only federally guaranteed loans.They make specific practices that would be banned clear,including offering,directly or indirectly,any points,payments or other benefits to any school.Lenders who offer benefits may lose the federal guarantee on the affected loans.
The rules would also ban a college’s way to a lender’s other monetary products,computer hardware,and other materials at less than market value.They also make it clear that lenders cannot try to get around them by offering benefits to "school-related" groups.
In addition,they would require that a university’s list of recommended or "preferred" lenders keep out any provided benefits.Perhaps the most important for students is that universities would be required to explain how and why they recommend specific lenders and to ensure that all students,not just a few,receive the benefits offered by a lender on a preferred list.
谢谢叔叔阿姨们了
美国教育部门被批评为监督助学贷款,并提出规则,为大学和租借人市场做法树立新的标准
规则将首次要求大学至少包括3贷款公司对任何名单放款他们介绍给学生,并会禁止许多礼品和支付财政援助官员放款已开办赢得学生贷款.这些规则将禁止一切从旅行及酬酢开支提供官员高校援助办事处.
他们将改变现行的制度,只适用于联邦担保贷款,加强和改进管理的贷款项目.规则已送往联邦登记为为期60天的评论期.如果接受,他们将生效明年夏天.
这些规则将仍然只包括联邦政府担保贷款.他们提出具体做法,将明确禁止,其中包括提供直接或间接的任何点,付款或其他好处,任何学校.贷款人带来好处可能失去联邦保证受灾贷款.
规则也禁止高校的方式贷款的其他金融产品,电脑硬件及其他材料在低于市场价值.他们也清楚表明,放款不能设法绕过他们所提供的利益,"学校有关"群体.
此外,他们会要求一所大学的名单,推荐或"推荐"放款保持提供任何好处.或许最重要的是学生,大学将需要解释如何以及为什么他们推荐特定贷款,并确保所有学生,而不仅仅是少数人,得到的好处提供放款就推荐名单.